What Should I Do?

The creditors finally stopped calling and I got some breathing room.   I was like a lot of people out there, buried under a mountain of debt.   There were medical bill and credit card bills that were out of hand and I couldn’t even make the minimum payments anymore.  I went online and searched for Debt Settlement and I was lucky enough to find that there were hundreds of companies that know how to do this for someone like me.  Within two months I was able to pay down the smallest balance after it was reduced by 45%.  Now I’m working with a company to negotiate my bill down with the hospital.  I can see light at the end of tunnel finally.