Archive for January, 2010
Posted in Home | Saturday, January 30th, 2010 | Comments Off
My deck looks really great, I was a little worried when the contractor told me that he uses messmers stain. I had never heard of messmers stain and thought that it might be some cheap stain that he gets at the local hardware store cheap. I wanted to have a brand name stain applied to my deck because I thought that it was better and lasted longer. I mean if you hear about a brand name of stain over and over again through marketing, you would think that it has to be a good product. Now that the deck is done, I can see that the messmers stain looks really nice, even if I had never heard of it before.
Posted in Health | Saturday, January 30th, 2010 | Comments Off
I have been trying to help my friend take care of her elderly mother. She is in a wheelchair and must be cared for around the clock. It is taking a toll on my friend and I committed myself to helping. We are not sure where to locate items that we need such as electric wheelchair batteries. I searched online and found a place that has everything that we were looking for. I am so glad that I was able to find it. It has been very helpful to us. My friend is an only child and this is why she felt so alone.
Posted in Home | Saturday, January 30th, 2010 | Comments Off
I bought a storage facility last year. I had to do quite a bit of renovating to the buildings. It has one main building and a long stretch of fifty units over to the side. I had the inspectors come through each step of the upgrade process and it passed. Then my worst nightmare happened. One of my customers came in on a dark and stormy night, right before we locked the place up for the night. He ended up falling and breaking his ankle and I got sued. The won the suit because my lighting was deemed not sufficient. I recommend everyone upgrade their commercial outdoor lighting and save yourself a lot of trouble.
Posted in Home | Saturday, January 30th, 2010 | Comments Off
My son is severely disabled to the point where I always have to help him when he goes to the toilet or takes a shower. As he has gotten older I have noticed that he wishes he had his privacy. I have been talking to bathroom construction professionals and and I have decided to have a disabled toilet installed. He does deserve to be able to use the toilet on his own. And once the toilet is installed he will not need the assistance he does now in order to use it. He will have much more independence and I’m sure he’ll appreciate it more and more as he gets older.
Posted in Home | Saturday, January 30th, 2010 | Comments Off
How Storm Doors WorkIf your door is old but still in good condition, security storm doors could be a good investment. That’s because storm doors increase your home’s energy efficiency, and the older your existing door, the greater potential for savings. Storm doors seal out drafts by creating an insulated air space that reduces the amount of hot or cold air transfer between the inside of your home and the air outside.Types of Storm DoorsStorm doors are constructed of aluminum, steel, fiberglass, or wood, and feature additional elements such as screens and removable glass panels. While some doors have fixed, full length screens and glass panels that slide out for ventilation, others have half glass and half screen panels that slide past each other. The best storm doors are constructed with low-emissivity glass, further enhancing the door’s energy-saving capabilities.
Posted in Health | Saturday, January 30th, 2010 | Comments Off
Being fat is like a ball and chain. You don’t feel like you can go places, do things, or meet new people. You are afraid of what people will think of you. There are some things you literally can’t do even if you want to, because the physical weight you carry is too great. I know this, because I used to be there. But thanks to what I learned in an nlp australia seminar I attended for work, I am no longer a prisoner of my weight. After the seminar, I began working the weight off. I am now in a healthy weight range, and I plan to stay that way.
Posted in Health | Saturday, January 30th, 2010 | Comments Off
I loved being pregnant, and I love the fact that I’m now a new mother. My daughter is the most wonderful addition to our family. I followed doctor’s orders and didn’t try to do any exercises for the first two months, but now I’m ready for some stomach reducing exercise to get my belly toned once again. Just because I love being a mother doesn’t mean I love having the little bit of extra “pouch” around my middle. I’m ready to fit into my skinny jeans again and flaunt those little sundresses I used to wear. I’m fully devoted to my daughter, but I get to spend some “me” time as well.
Posted in Travel | Friday, January 29th, 2010 | Comments Off
We looked at lake taupo lodge before we made a decision. Ordinarily we would not be too worried about where we stayed, but this time it was a little different as we were going there to celebrate being together for two years. We chose to head to Taupo as we wanted to do something a little different to celebrate. A tandem bungy jump was the first thing we were going to do and the following day we were doing a sky dive. If nothing else it was certainly going to be a very memorable weekend as it’s not every day you jump off a bridge or out of a plane.
Posted in Autos | Friday, January 29th, 2010 | Comments Off
Auto Insurance - Don’t Pay Too MuchAll Auto insurance premiums and costs are based on statistics. These statistics involve analyzing accident rates and theft rates for the different makes and models of automobiles, under differing circumstances. It is for this reason that auto insurance is significantly more expensive for teenagers than it is for adults. But there are many factors that determine the cost of your auto insurance premium.Lets take a look at the main contributing factors.A. Deductible. Having a low or zero deductible on your auto insurance will significantly increase the cost of the policy. This is of course a tradeoff, because you are gambling on the fact that you won’t need to make a claim. You can pay up to 10% less on your annual premiums buy increasing the deductible. But a word of warning, if the time arrives to make a claim then you will be digging deeper into your pockets to pay for the larger deductible.B. Crime Rate . If you are living in an area that statistically has high theft rates for your make and model of vehicle, then you will pay a higher premium. This is because your car has a much higher liklihood of being stolen, vandalized, or involved in an accident. There is not much you can do about this, you shouldn’t move location just to cut your auto insurance costs. Don’t make the mistake of asking one of your family who live in the rural if you can use their address for your auto insurance. If the insurance company discovers this, you may be in trouble when its time to make a claim.C. Garage Parking. The majority of auto insurance companies will give you to a slight premium reduction because cars parked in a garage are less likely to be stolen, vandalized, or damaged.D. Mileage. Some companies have a low milage discount if you drive less than a certain number of miles in a year. This is often difficult to become eligible for because you will need to limit your driving in order to qualify.E. Anti-theft Alarms Most auto insurance companies offer policy discounts if your car is equipped with a safety device or antitheft deviceF. Shop around to find the cheapest auto insurance available. Get a quote from every reputable auto insurance company in your town or city. Most reputable insurance companies are on the internet and its easy to get online quotes.F. Insurance Consolidation. Most insurance companies will give you significant discounts if you have all your insurance policies with the same company. G. Driving Courses. Most companies are now reducing the policy for people who take a driver education course. This mainly applies to new drivers. Insurance companies like to know that you are driver educated and therefore statistically have less liklihood of an accident.H. Being Smart Helps. Many car insurance companies are now offering discounts for higher than average grade students.7. No Claim Bonus. Most insurance companies will reduce the premium every year if you don’t make a claim. Every year your premium will reduce if you do not have an accident.8. Sports Cars Pay The Price. If you have a high performace sports car then you better dig deep. Sports cars and up market luxurious cars are the most expense to insure. Many times the cost can be double or more than a standard family car.So finally, to save on your auto insurance premium costs its a matter of keeping the above factors at a level that are in your favor.Auto Insurance Quote Comparison
Posted in Miscellaneous | Friday, January 29th, 2010 | Comments Off
There was a story on the news recently about a huge number of PPI claims that had been filed recently. I did not know anything about the fraudulent behavior of the companies that were under scrutiny and until I heard this story. I was mortified to find out that the company I work for the was on the list of companies being investigated. Luckily I am not in that department myself but I know several people who are and I know that they were not aware of this investigation either. I hope this all works out and people are able to get their money back.